New York-based The Travelers Companies, Inc. (TRV) operates a holding company focused on providing commercial and personal property & casualty insurance products and services. Valued at $59.6 billion by market cap, Travelers operates through Business Insurance, Bond & Specialty Insurance, and Personal Insurance segments.

The insurer has notably outperformed the broader market over the past year and in 2025. TRV stock prices have surged 22.8% over the past 52 weeks and 11.6% on a YTD basis, compared to the S&P 500 Index’s ($SPX) 14.3% gains over the past year and 9% returns in 2025.

Narrowing the focus, Travelers has also outperformed the sector-focused Financial Select Sector SPDR Fund’s (XLF) 19.5% surge over the past 52 weeks and 8.8% uptick in 2025.

Travelers Companies’ stock prices gained 3.8% following the release of its impressive Q2 results on Jul. 17. The company reported a 3.9% year-over-year growth in net written premiums to $11.5 billion. Meanwhile, its total revenues for the quarter grew 7.4% year-over-year to $12.1 billion. Further, driven by lower catastrophe losses, higher underlying underwriting gains, and higher net investment income, Travelers’ adjusted EPS for the quarter surged by a staggering 159.4% year-over-year to $6.51, exceeding the consensus estimates by 83.9%.

For the full fiscal 2025, ending in December, analysts expect TRV to deliver an adjusted EPS of $21.50, down a marginal 37 bps year-over-year. However, the company has a solid earnings surprise history. It has surpassed the Street’s bottom-line estimates in each of the past four quarters by significant margins.

The stock has a consensus “Moderate Buy” rating overall. Of the 26 analysts covering the stock, opinions include eight “Strong Buys,” one “Moderate Buy,” 15 “Holds,” one “Moderate Sell,” and one “Strong Sell.”

This configuration is slightly more optimistic than a month ago, when seven analysts gave “Strong Buy” recommendations.

On Jul. 19, Wells Fargo (WFC) analyst Elyse Greenspan maintained an “Equal-Weight” rating on TRV and raised the price target from $264 to $275.

As of writing, WRB’s mean price target of $293.86 represents a 9.3% premium to current price levels. Meanwhile, the street-high target of $320 suggests a 19% upside potential.